@
moggi
Sorry you are wrong. When you accept substantive promotion you have to either have 3 years left to serve to your IRD or agree to 'pay back' 3 years service if you don't (of course you can pvr but you will lose 10% (if you are an officer)). If you don't accept this you don't get substantive promotion. Trust me - I got an email from an SAC offering me promotion which I politely refused but had to write to a 2* "I have the honour to request....". Bovvered? Nope. I have the pension anyways
BTW, I would be extremely surprised if your deskie knew (mine didn't!!)