BCFT are just about the only people that do it as far as I am aware. A PPL/CPL will need HPA. An ATPL/fATPL will already have covered the theory content.
The HPA is exam only no flight training.
After that, yes you are quite correct the PPL/CPL can just be type as normal. Getting the type rating is a case of finding a school that has both TRI and TRE. My first TR had to be done in Germany with a test in the UK.
Current two in Hungary!