Told you you wouldn't like in Samee.... but I guarantee you if you go down the route you are taking you will look back in 12 months and know that what I have told you is very true.
So you have taken "a year out".... sorry but you are still bloody naive.... we have all been there.... ask yourself how long have you paid a mortgage for? How much have you put in your pension pot? How are you going to send you kids to private school? Paying back c100k over 10 years will kind of cramp your style.... but I am sure you know that.... anyone who quotes the years they have been working with a "decimal point" (1.5!!) has soooo much life experience.
So how much have you saved towards the cost of an integrated course in your year off??.... if you are borrowing 70k clearly not a a lot.
SMELL THE COFFEE BEFORE IT IS TOO LATE YOU MUPPET!!!! LISTEN TO WHAT PEOPLE ARE TELLING YOU...... THERE WILL BE NO JOBS IN 12-18 MONTHS!!!!!
Minimise the cost and the risk..... work + save plus help out at your local flying club at weekends etc to get your flying kicks.... you are VERY YOUNG AND HAVE LOADS OF TIME! You could wait 5 years and go integrated in your mid-twenties and still be piss board of commercial flying by your mid-thirties!
You have been warned but I fear it is your parents who will bear the consequences if you remortgage their house.....
Why don't you get your parents to sit down with you and read this thread and see what they think..... or are you scared that a reality check would worry them???