Cricky you are a bit previous aren't you? If you have to rely on a rumour netwirk for your pension details, which isn't due for another five years then you really don't deserve any help. You a Commissioned Officer as well. God help the rest of us.
AIDU, Did you know you can get free use of dictionaries online, too?
Lurking123, thanks, I agree that your explanation is excellent. As I retired at my 38/16 point some time ago I cannot use the official pensions calculator and I have had difficulty getting straightforward answers by the scant other means now open to me.