Celtic Pilot - Is this the loan from HSBC for Oxford? Or is it totally seperate? Someone on a OAA course said a few students got turned down by HSBC because they could not prove they could earn £21k p/a (I assume because of experience, age etc). So why would they offer more to some people at a young age..?
EK - I was typing quickly.. i'm full aware (and was) about the interest rates are that plus the base rate.. I put 3.25% as it differs a lot from HSBC's (OAA's loan scheme) of 2%. Thus assuming everyone would think that plus the base rate.
As for this 'contradiction' the person in question isn't 18/19 is he? I haven't looked that up.. oh well praps I did.
But I got the impression you meant that any TV loan company would just give you up to £100k if you signed a house away. I can imagine a high street banks would be more sensible when lending..
G SXTY - Looks like that last bit was aimed at me

Well it was a question.. I really don't know what the forecasts look like and how accurate they are.. look at the crude oil yearly forecasts.. were showing $150 a barrel a few months ago. And yeah, I don't know what industry analysists are saying.