To be honest, i am planning to buy outright my 737 type rating training, 20k to get me in the seat of a 737 seems well worth it, if 20k gets me in a 737 after ATPL frozen, then i couldn't think of a better way to blow 20k, i think flying a 737 to pay 20k of debt is one really cool way to pay off debt if you look at it this way....
its like someone saying to you......'' oi you, you owe me 20 grand, you better get in that 737 now and start flying to pay off that debt ""
you wouldnt get me in that plane any quicker.
Worth it?
Definitely... !
All of this I find concerning.