"and the medical insurance doesn't cover your family or problems in the USA"
Of course this is a rumour mill but the statment is getting a bit too far from the truth and might mislead some who use this forum to become better informed and make decisions
The scheme may not be perfect but it does provide healthcare other than preventative treatment for employee and their families including direct settlement of bills, if they are named on the policy....and without the restrictions suggested. Check the package for the inevitable exclusions, I don't think any refer to the USA or any country in fact. It has worked for me before in the US without any problems at all.