...a LOT lower. Believe me, this is the most profound economic dislocation you will ever experience in your lifetimes. Nothing to date will compare to what's to come. If you have EQUITY in your home, sell NOW. A year from now you will be sitting on 40 - 60% percent losses. Come back in a year and see who is right (..and I will be the first to say I hope i'm wrong...!!).