Frogman, Apple, what a pack of Drama Queens you are....peeing on yourself with the prospect of frightening people.
Its not what you guys say, as an opinion is an opinion and in these uncertain times all are valid but its that gleeful tone of doom when people need support instead of fear .
Again to those wondering what to do, my advice would be ONLY seek advice from people you would consider to have a lifestyle you admire, not those "balanced types" with chips on both shoulders who have never invested or taken a risk with anything so love to see markets crash on those who they envy. Hold steady and respond thoughtfully and don't despair.
Also remember PPRUNE is where the worst Jungian "shadow" of the pilot body lurk. Full of Anon windbags who spew their venom. Unfortunately its also where the younger or vulnerable people come looking for advice and their vulnerability and often sincere questions are treated as a feeding frenzy for the underbelly of the industry.