Scott I suspect you need to invest a few days reading the stickies at the top of the threads to understand fully the difference between modular and integrated as you are at risk of heading off on a very expensive path. Depending on where you go to train then there is no reason why you can't do a fulltime ground school for the ATPL's and be in at school each and every day flying (subject to weather) towards the ME/CPL and IR. This will cost you about half of an integrated course and you will have the same chance of working for the vast majority of airlines than someone that went integrated.
Don't be seduced by the marketing hype.