Spainfly,
I would be happy to take up a bigger mortgage, if I could find the right house to spend it on (which might become a little cheaper in the near future, but that's another thing). After an explosive period, growth is slowing down. That's not a bad thing as we have some work lying around in every department that needs catching up. Also, we're definitely more efficient than we've ever been before, doing fewer ferry flights than ever. I'd be worried working for Alitalia, but NJE...
Erik.