Bin your flying pay insurance mate, I refused to pay for it and have flown jets for over 2000 hrs now with no snags. If I did lose my flying cat I'd just go do something else, you can do whatever you want mate, you're obviously a talented guy to be flying in the first place. If you're in the services they'll just re-role you into admin where you'll shine, so you'll still get paid, ok - no flying pay but then just leave and travel a bit. Insurance just ties you down.
Saying that, it's only £30 and we tend to drink more than that on a Friday happy hour
