I have always used the fear to my advantage by looking at how the fearful are reacting and responding differently. In doing so each time I have been laughed at or mocked by the fearful during their panic stages and then a while later being told I was "lucky". The scenery may change but principles stay the same. I just refuse to allow the lower common denominator of negativity and fear decide my life. At the end of the day no one knows how things will unfold but terror living is no way to live.
...and by the way change always starts with just one person. It could be you frogman.

"If you think you are too small to be effective, you have never been in bed with a mosquito." - Betty Reese
Oh and Frogman by the way....Buffet has just invested 5b into Goldman Sachs
Stocks fluctuate after Buffett-Goldman deal
By TIM PARADIS – 2 days ago
NEW YORK (AP) — Financial markets were tense Wednesday, with stocks fluctuating following investor Warren Buffett's decision to invest $5 billion in Goldman Sachs Group Inc.