one person is not going to move the market. It is up to you to use the irrational fear in your advantage.
The thing of sitting on a property for 10-15 years is a good idea if you can buy something big enough to accommodate a growing family (try panning more than 6 months ahead with CX!!!). Generally now if you are buying something big enough it also means that you most probably not going to pay it off in that period.
I personally think that CX lets us move in and out of the rental/owner market...use it to your advantage. You have 15 years of owner income from CX but most of us have 20-25 year careers with CX.
Timing is everything!
