Why do people insist that a degree is a good back up plan.
For people who are academically bright, it is and remains strong advice. My degree has stood me in good stead for years, gave me access to the UAS, and is still of relevance.
For those who are not capable of passing a degree at a good university, it is not worth it. Wannabes should take advice from those who have actually experienced life in a university, not from those who live on conjecture and rumour.