Well I would have thought that the statement on this would have mentioned the HMRC opt in/out rules on Smart.
Either they are trying to cover it up by not mentioning it....possible,
or they don't understand Smart,and ain't so smart.....possible,
or HMRC are talking rubbish....errr don't think so.
The new pension for joiners after 2009 was always on the cards.Will the membership go the same way on that as the Banding and Atco2/3 split.Probably because it's the doesn't affect me thing.Will the retirement bulge get any bigger.Certainly because no one in their right minds over 50,soon to be 55 should be subjecting themselves to this stressful job,with an employer/union nibbling away at the only decent thing left..the pension.