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Thread: NATS Pensions (Split from Pay 2009 thread)
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Old 25th September 2008 | 07:31
  #303 (permalink)  
throw a dyce
 
Joined: Nov 2001
Posts: 1,122
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From: uk
I thought that each person had an individual choice to opt in to Smart.If you opt out,then you have to wait a year to opt in again,unless you have a lifestyle change.This is HMRC information.Didn't see that in the statement.
Smart is a tax loophole.It surprising that the Gov.uk haven't closed that one off.Probably since they started this pension problem,they thought it better kept open.
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