...and everyone panic dumping will of course help the situation like it did back then. How much would those DB guys have saved had they dumped their DB appts in 97 went onto the rental scheme? At least their 3m appts are most likely their asset now. 10 years of loss of housing scheme =??? do the sums. 10 years of rental =0 + what you could have lost out in investments plus the benefit of living in some rental place paying off someone else's asset.
Again make personal decisions calmly and taking all your own circumstances and plans into consideration.
Sounds like some people are so invested in misery and doomsday and a fearful of ever been proved wrong!