Just remember one thing , a lot of current cx pilots were not here during the 97 crash! I know of some guys that paid close to 5 mil for a flat in DB and even today they are only worth 3.5mil.
If you have a huge debt...I'm afraid you will be needing sleeping tablets to get some sleep. With interest rates at 2.35% and the USA about to dump nearly 1 Trillion dollars on the market (that is just what they printed last week for AIG) and another 700 Billion next week, inflation is going to be a big problem in the future and we all know where there is high inflation there will be higher rates!
Also it was only a few months ago that we 5% rates here...can you stomach 7% or 9%....