Gallstones are common (10-20% of population) and most are asymptomatic (and remain so).
The American College of Physicians (ACP) has issued guidelines for the treatment of gallstones.
ACP releases guidelines for the treatment of gallstones | American Family Physician | Find Articles at BNET
"Asymptomatic gallstones. Because of a benign history and a low risk for ever incurring a major complication, patients with asymptomatic gallstones should receive expectant management. This recommendation applies to men and women of all ages. The effort and minor risk of surgical and nonsurgical intervention still outweigh their corresponding benefits. Expectant management must suffice for asymptomatic gallstones until a safe, effective, convenient and inexpensive treatment is developed."