Crikey, it's getting bitchy on here!
Interesting thread though, I too am in a similar situation and would very much like to continue into FI once I have my PPL (which should be in about 3 weeks).
Does anyone think it's a good idea to do an IMC rating after PPL, or is the cash better spent later on on a proper IR??
P.S. I hope my grammar is up to scratch!!!!!!!!