If I was you I would get a decent job and earn some money. Or if you haven't been to university then get yourself educated and into a profession that pays a good salary. Save your cash and do your PPL over in the US on a months holiday. Buy into a no capital group and go flying whenever you can to keep your hours ticking over. Or buy a cheap PFA aircraft.
In a couple of years time when the dust has settled you can then decide whether there is anything left of this profession that is worth you investing more cash for the ME/CPL/IR and MCC. If your answer is yes then go for it. If no then the only downside is that you will have a healthy bank balance and can buy yourself another classic car