I find this article interesting, somebody earlier on mentioned barrow boys!!,
from the bbc web site today
Meanwhile, it was disclosed that XL's former auditor warned of "financial irregularities" at the firm almost two years ago.
Accountancy firm KPMG claimed in a letter in October 2006 that it was blocked from investigating alleged misrepresentations by company directors that could have resulted in "material errors" in financial statements. It stated: "We are no longer able to conclude that the financial statements give a true and fair view of the profit of the company and its subsidiaries."
Having had dealings with the yo yo's, the barrow boys, and the xl staff over the years I know who I would trust with my car keys!