strange but I was in the same predicament 12 months ago... I opted for a ME/IR and MCC at The Flight Centre Wolverhampton... tremendous experience.. have done CPL with JD at Manchester.. So the old FATPL.... but you know what!! back to day job working as a binman. actually well paid sorter out of people who dont know how to conduct themselves sensibly!!
Anyway am half way through FI rating and its a really good learning curve... I remember someone saying that untilyou instructed you dont know how to fly... sure there are several opinions on this but I tend to think there is some mileage in that statement..The course is excellent thus far and I think in current climate might be a good option to go for.... good luck