Stupendous Man, is it not a case that any changes to the scheme have to be agreed by a majority decision? In other words, to defend TAD, could there not be a proposal to change those that are elligible to be memebers and put this to the vote of pension members? Would this not be a change to the whole of the pension but one which would only affect some members? I am not saying that if this was the case any proposal would be voted through but I think this is where TAD is coming from with his distrust of the unions and their ability to look after the smaller units.