ye be doing urself out of ur youth!!!!
I think you'll find that's spelt 'Yoof'
It is a good point, there is no rush, definately would be any benefit doing it right now as opposed to a couple of years based on current speculation.
Having a degree would be a great experience, you meet a lot of people and learn a lot about yourself. You'll come out with all that, get a job and hour build, then in your late 20's get yourself stuck into ATPLs.
Not a bad way to spend a decade