In a word, no! # of year working you've worked full time? (ballpark 5). # of years to retirement? About 38!! I think you're one the right side of the numbers.
I'm going on 29, weekend flyer in the US with FAA IR (15 months since first lesson) working on the Comm and hope to make a living out of it someday - ideally back home in the rebel county!!
Good luck.