So that means no need for insurance then? Hmmmmm.......
I don't believe I said anything of insurance. And no, it doesn't.
I'm not familiar with this Sod, or his or her law. You may be referring to Murphy's law, which of course has the same scientific value as the principles of chaos and coincidence. If anything can go wrong, it will...and for that very reason extreme vigilliance is necessary to ensure that nothing can go wrong...and where that isn't achievable, means are provided to prepare for and deal with the fallout when things do go wrong. Safety is possible, and in nearly every case of mishap, we can in retrospect identify means by which the incident could have been prevented. We can prevent mishaps; the power to do that lies with us. Where this does not occur, it becomes a failing on our part.
To suggest that overcoming these failings is not possible is to defeat success before it even begins. Of course we can operate safely. It is possible. Whether we make it so is within the scope of our own effort and ability, and we do have that ability; that leaves only our own determination and effort, and in that, too often, we fall short.
This doesn't have to be.