If $1165 is the difference between doing it with Steve Pearce, or doing it with someone else, start saving!
If you're a smoker, quit now and put the money you would have spent into your Instrument Rating fund. If you smoke a pack a day, then in just over two months you'll have saved your $1165. I dont care if you tell yourself you'll start smoking again later - you're just taking two months off for a worthy cause.
If you forgo your daily cappucino and put the money you would have spent into the bank, you'll save that money in a little over six months.
If you do both, it will take you less than two months.
If you replace weekly going-out-drinking-til-you-get-drunk, with a quiet beer at home, you;ll save that money in ten weeks.
If you do all three, it will take you merely a month, of better prioritising the money you already have - and you will get your rating done with Steve Pearce, who is worth his weight in gold.