I agree with the latter; why don't you do some instructing? I'm sorry but i, like many others in this industry, have a complete lack of respect for people who just pay their way to the top. It's becoming a mugs game unfortunately.
Not at all envious then...I don't know of anyone these days who doesn't have to pay in some shape or form unless they are ex-mil.
The real point is that it is a very risky way to get into airlines, and typically a waste of money.
Deferring the cost by instructing may be sensible for a few years, but unless you are a type trainer or senior line pilot who operates with people coming from different routes, and can comment authoritatively on which may or may not be better for an airline, a comment such as this is little more then jealousy.