Once again.....
if you dont like it then tell someone - someone who can change things unlike PPRUNE. If you are having issues with Top Cover and they are not paying out send the FACTS to AOA and then they will look at something else in the future. The AOA are not the legal guardians of Top Cover, they just offer it...your not being forced to not take out other insurance if you feel it is not up to standard.
Contrary to popular belief the AOA doesnt offer the cheapest and nastiest, they offer what they have researched and believe to be the best on offer THAT THEY KNOW ABOUT.
If you have another scheme then by all means share with the pilot community instead of keeping it in here....email
[email protected] with your suggestion...they are in the process of deciding whether to roll over Top Cover in the coming months so your input will be welcome.
if you dont tell anyone no one will know.
IFP.