Am just onto PA myself, but did not move across to 05 when the PA spine offer was made as I wanted the option to leave at 38. A colleague has today told me that the EDP on 05 is paid annually from exit to 55 etc. I understood it to be a one off payment at exit then one got bugger all else until 55/65? Am routing through the MOD website as I type. It will have an impct on whether I try and transfer to 05 or I go early on PA.