My company, Equitable Life, stated that as I had taken up PPL flying after the inception of the policy,(ten year term insurance) they would not increase my premium. I had not been deceitful in any manner. Dependent upon the policy type, the insurers are taking the .... raising your policy premium mid term. Q will they reduce if you cease for any reason? <img border="0" title="" alt="[Confused]" src="confused.gif" />