Buzzsaw/B&H: the aoa are better suited to giving away our
ing CoS than giving advice on income protection insurance. The aoa offer only one choice - Topcover who they have a deal with. There are many better products out there. See a proper insurance adviser who can explain the strengths and weaknesses of each. Topcover may suit if you're within 5 years of retirement (they only pay for 5 years), not going to have a mental issue (50% of pilot claims are) and have the time to do battle with them for payout...cheap and nasty. Otherwise get an Insurance adviser to run through the proper insurance options.
PM if you want a contact.
