Stick to teaching English. The guy has a solid non aviation job which can support a well thought out modular
His solid non aviation job could also cater for the repayments needed if he were to go integrated. This isn't a modular versus integrated argument. Both have their pros and cons, but it's up to him how he wants to go about training. Some prefer integrated, others modular, it's a personal matter of opinion.
How anybody can offer advise to others recommending that somebody else puts their parents house up for security in the current climate is beyond me.
As the guy has a solid contingency plan.
