St.Nic,
If I was a member and f**ked up they would wash their hands of me anyway.
Are you saying that if you were a member and you had an accident or incident, and a court of law found you culpably negligent or deliberately criminal, you'd expect BALPA still to support you? Neither the BMA nor the Law Society would stand by a doctor or solicitor in those circumstances so why would you expect it of BALPA?
If you don't like the prospect of being a BALPA member, preferring to free-load, I have a suggestion: Why don't you donate 1% (0.6% after tax-relief) of your salary to a charity? How about an ex-forces organisation?