I'm financing up until my IR, then my parents are bailing me out. (been working hard for 3 years, and not spent much)
The fear has set in, and I am studying hard, I've just never been a good student when i'm on my own, at the desk, with the book infront of me (so i've opted for a residencial groundschool course)
I coasted through GCSEs, and didnt study hard for a-levels, so i've never really developed a very good study technique.