This is the reality that I have been seeing for many years now flying with people who have paid out these sort of sums.
It kind of works on £40k a year propert FO salary OR with a loan repayment suplement that avoids tax as per some of the CTC schemes.
It all falls apart though at normal TP FO salary with type rating costs. You'd be better off claiming a bad back on the dole and watching endless episodes of Airline all day on Freeview...
The willingness to get into MASSIVE debt by the twentysomethings scares me and is a huge behaviour change within a decade.
WWW