Deratedthrust,
If you were on the left seat and you had a choice of flying with a 200 or even 250 hour CPL/IR/Multiengine rated guy typerated in the A320 or with 70 hour MPL cadet with all single engine time in his/her logbook typerated as well, whom with you rather fly with?
It all boils down to the level of experience. Why? Because no airline will risk the lives of the passengers....well atleast I hope 5J does not.