Yes, JPAC are very good at sending you a P45 that never seems to get to you. Next thing you know your tax code has a little M1 at the end of it - emergency tax!! Give JPAC a call, they will tell you they sent your P45 and the law prohibits them from sending a duplicate. They will, begrudgingly, send you a letter which you then need to throw back in the system to get yourself off emergency tax.