Originally Posted by SilsoeSid
Do insurance companies cover for 'off the public highway use'?
An RAF base, or is it American soil, is not the public highway especially if it is not your place of work, so I think you'll find the majority of people wouldn't be insured there anyway. (look at your small print
)
3 Years as a claims Handler / manager, i can say you are talking a little bit of poo, if i had a claim from some one who had had an accident sliding in mud leaving an air show i would have no hesitation in authorising the claim. If that car had an accident with another car that was parked at the said airshow i would have to pay the third party claim. There is a misconception that if you have an accident on a private road/private land you forfit cover. This is utter rubish, an unscrupulos insurer / claim management company may try to state that cover forfitted but they would never win in the courts for such an occurance.
If however an accidnet happened Airside that is a different matter, as is a Track day, and the Nurburgring is also a very grey area.