For the love of God people, it's Ryan Air! I agree with the second comment by Tooloose "If you don't like their practice book with another airline". If you pay £25 to fly to a field in France you will be treated accordingly. I find it astonishing that people can still be aggrieved by Ryan Air and their add-on costs despite years of bad press publicity highlighting such activity. If you haven't worked out that the lead in price will be nothing like the final price then you have been living in a cave for the last ten years. The added costs are the way they make money. I bet if you really investigated the insurance risk is covered by a sister company Ryan Air "Insurance" Ireland Limited!!. Everybody knows they will try to catch you out at every stage. Just play them at their own game and come within their regulations and check the booking form before you purchase so they cannot impose extra charges.