10 days to go, planning how to spend it.
Amateur.
Mine had the other half of BEagle's calander, the bit from 4 April, with my work programme mapped out - on 5 day weeks, 9-5.
As for cash flow, that too. The conservatory was ordered well in advance and the holiday all paid for up front.
I too got the payment the next day. Then, to my bank's discussed, we withdrew every sodding penny, in cash, and walked it round the corner to Nationwide where we started earning 7% immediately. The bank had offered a cheque - only 5 days to clear.
They probably had to get an extra Securicorps bank run to replace the cash. We had warned them but they had ignored it