WWIII:
Your points are well taken. I do see how my posts can be deemed offensive. I apologize. No strings attached.
Rather than get into another discussion about my abilities vs. anyone else's and derail this thread completely, I will retreat from this discussion.My final thought in my defence: I was trying to establish the reasons for a risk tolerant culture here.However, I can see that it was completely misconstrued.
Anyway, apologies, again ,to one and all.
Alt3