Dont be fooled by 24 months interest free on you credit card..All this does is reduces your actual credit limit available on your card until the 24 month is over.. ie each month your card credit rises till after 24 months its back to normal again.. This is fine I guess if you dont have the available cash at the time however it does mess with your card buying capeability for a while during the early period depending on how much you initially spent...