The PF is something a lot of people complain about, however a lot of them have never done anything with it, and just let it sit in cash. Only one third of those enjoying the PF have ever registered with the company that is payed by EK to give advise on the investment choices.
Ofcourse, pilots know the financial world a lot better than financial advisers and they don't need the advice....
No complaints about my PF.
Rgds