sounds like a white settler
It seems a really really odd place to have a stables breeding pure Arabs.
It's not in a horsey area and although there are race courses at Ayr and Hamilton the route to market is long and very winding. There is the usual point to point thing, but they are still a long way from the centres of activity in either Ayrshire or Dumfries and Galloway. In fact the regional boundary is not so far from where they are. It's also a long way from a specialist horse vet.
Sounds like another wanna-be good lifer has been given the five minute warning by the bank manager and has hit upon a potential source of cash.