Djfingerscrossed and Topslide6, the HSBC loan repayment is somewhat below your guesses, and they do not lend between 70 and 80k. If you only ever make the mimimum loan repayment, then yes the total would be 80k. however, I do not believe that this is what you meant.
That's how rumours start guys. If you're going to throw "facts" in, check their accuracy first.