Hey Dragon69,
Perhaps you could enlighten us...
Why is ATY a 'Moron' just because he has a different point of view to you?
Perhaps you need to get your head out of your a$$ and realize that there are people out here who are just as entitled as any other to a point of view.
I sincerely hope you are in a position to retire at 55. That said, I'm sure that once you have your command your stance will move a little to the right.