Bite the bullet and go for it. I guarantee that you will never regret. Yes financially the pain will continue, the first flying job will never solve that problem. If you take it whatever happens, your hours/experience will be increasing one year later you could be moving on to bigger and better things. The "could" is with reference to the time it will take you, once your rolling youll be away forever gaining experience, being in the industryand in ten years time youll be so glad you did it rather than wishing you had taken the opportunity. I had similar circumstance where I bit the bullet for less than appealing conditions but im so glad I did.